I am pretty good at paying my bills on time mainly because I have systems in place to pay them. It is easy to forget about bills especially when you are good at making piles. Thus, you need to do a few things so they don`t pile up and you don`t get cut off of things.
First off, I rent in a place where the utilities are included. This makes it so I have less bills to pay. Less bills are better and less complicated. When you’re not renting it can be different. You will have utilities like the water bill, electrical bill and heating bill. It is rather embarrassing when the power goes out or when your house gets cold.
Second thing to do is open your bills right away and put them in the same location. When you open them, you know how much the bill is. You can look at when it is due. In some people’s cases, you can write down when the day is due and pay it before then. In our case, we don’t have that luxury. PAY IT! That’s it.
If you have the money, pay it. If you don’t have the money to pay the bills, then write the bill on a calendar where pay day is and then pay it. DON’T let bills pile up. DON’T pay it next month. Just pay it, simple as that.
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The other thing I do is for credit cards. I have it set up that my minimal payments are taken out at the beginning of the month. That way I can never forget to pay my credit card, it happens automatically.
Pay your rent/mortgage before anything else. Next you want to pay for your grocery bills, child care if you have a kid. If you have any car payments pay that.
If you are in debt so bad you can’t handle it, solve it as best as you can. Call the creditors earlier than later so they can help you.
I hope this is helpful. I am Stephanie I have ADHD and I am learning to pay my bills and manage my money. It is possible. We have to just work on it.
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